Spencer County Bank is not only a full-service community bank, we also act as a resource for our customers.

We have direct access to helpful financial information and welcome the opportunity to share it with you.  Here are some guides to get you started.

Calculators

Managing and understanding your finances can be overwhelming when you wish to make a large purchase, such as a home or vehicle.

Questions also arise when looking to invest or plan for retirement.  The team at Spencer County Bank wants to help make these decisions as easy and stress-free as possible.  To get you started, we have provided some of the most frequently asked financing questions and a corresponding calculator, which will give you a better idea as to what you can afford and what type of loan may be best for you.

This Financial Institution offers links to other third-party calculators that may be of interest to our website visitors. The calculators provided on our website are provided solely for your convenience and assistance. When you interact with these calculators, you are interacting with TimeValue Software.

These calculators are not under the control of this Financial Institution. We are not an agent for these third parties; we neither endorse nor guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the calculators. We suggest that you always verify the information obtained from linked websites before acting upon this information.

Savings Bond Calculator

TreasuryDirect is a service provided by the U.S. Department of the Treasury and gives users access to a comprehensive Savings Bond calculator.  Click HERE to view the current rates.

Bank Owned Properties & Repossessions

See if one of our bank owned properties might be right for you. 

Click HERE to view properties. Click HERE to view Automobiles.

Money Smart for Older Adults 

Money Smart for Older Adults is designed to provide you with information and tips to help prevent common frauds, scams and other types of elder financial exploitation in your community. Click HERE to learn more.

PowerPay—Helping Debtors Become Savers

PowerPay helps guide you through the process of getting out of debt faster by making power payments.Click HERE to learn more.  

FDIC—How Your Deposits are Insured

Spencer County Bank is FDIC insured.  Learn how your deposits are insured, what is covered, and understand deposit insurance. Click HERE for more information on FDIC Insurance.

Important Facts About Account Authentication & Online Banking?

A good understanding of multi-factor authentication and layered security help ensure safe internet transactions for banks and their customers.  Click HERE for a quick guide.

TrueCredit   

Review your credit score with this free credit reporting service. Click HERE for this service.

VISA® Purchase Alerts

Know where your money is going.  Get a text or email whenever you pay with your VISA® card. Click HERE for Visa Purchase Alert information.