An independent community bank since 1907 | ONLINE BANKING |
An independent community bank since 1907 | ONLINE BANKING |
Retail Online is your electronic connection to your Spencer County Bank accounts and services. You can check balances, transfer funds between accounts, make loan payments, link to our insurance agency’s website and our online mortgage loan application website, sign up for account alerts and pay your bills.
Just download our "Spencer County Bank" app to your smart phone. Perform all the same functions as our retail online with anywhere anytime access using your phone. To learn more, Contact Us.
Paying bills has never been easier. Online Bill Pay is an electronic means of paying your bills online. Now you can make one of your most dreaded tasks a breeze. Click on the payees you want to pay, enter the amount, enter the pay date and click “Send Payments” and “Confirm Payments.” No more writing checks, addressing envelopes, buying stamps and getting your payments to the Post Office. You can set up recurring payments to be paid automatically on whatever date you choose. The number of payments that you make is unlimited. This service saves you money on checks, stamps, and envelopes. To learn more, Contact Us.
The pace of life often runs full throttle and keeping things simple makes a big difference. Banking is one of those things you can easily simplify. Spencer County Bank Retail Online lets you transfer funds, make loan payments, place stop payment orders, and many other functions without the need to call or go to the bank. Yet, if you receive a physical paycheck, social security check or retirement benefits check, you still need to visit your bank to deposit it.
Ready for one less trip errand to run? Sign up for Direct Deposit. The money paid to you is automatically deposited into your checking or savings account by your employer, government agency, or fund. In most cases, the money is actually credited sooner than if you receive a check in the mail and take it to the bank. If you receive a government check, talk to us about helping switch you to Direct Deposit. If you receive a physical payroll paycheck, talk to your employer about Direct Deposit. If your employer doesn't offer Direct Deposit, let us know. We'll be happy to discuss the benefit of Direct Deposit with them as well. For more information on our Direct Deposit, Contact Us.
When you are running low on checks, use this convenient link to reorder your checks online.
Spencer County Bank offers a wide selection of credit card services and some of the lowest rates in the industry. We offer three types of consumer accounts: Visa Classic, Mastercard Classic and Visa Gold. Our consumer accounts have no annual fee, include paper or e-statements and features a Scorecard Cashback program that pays you up to 1% of your yearly purchases.
ONLINE APPLICATION – APPLY NOW
Other benefits of our consumer accounts include:
Travel Accident Insurance - $150,000 of Travel Accident Insurance coverage when you use your card to make travel purchases on common carriers.
MyCardStatement.com – When you enroll, this service allows you to pay your credit card bill online and manage your account online 24/7. You can view your account balances, check available credit, view past and current statements, download data to financial software, view transactions since your last statement, search and view up to 18 months of transaction history, view spending reports, and receive email or mobile alerts for information about conditions or events affecting your account. And, with the encrypted website, you’ll feel safe knowing that your credit card information is secure.
Visa Secure and MasterCard Secured Code – This service allows you to generate a "Personal Password" you will be prompted to enter as an additional security measure when you pay an online purchase at a participating merchant. Your Visa and MasterCard cards are equipped with password protection for online purchases. Once this feature has been activated, you are protected at every “participating” online store, so that only you can use your card.
Visa Checkout – An easy way to pay online. Just sign up and enter your card details and skip the forms at checkout. Visa Checkout speeds online checkout everywhere you see the Visa Checkout button.
Falcon Fraud Detection Service- Authorizations are monitored for suspicious transactions to prevent unauthorized card usage.
Auto Rental Insurance (MasterCard excluded) – This service reimburses you for the repair or replacement of covered losses to a rental vehicle while the vehicle is your responsibility.
We also offer a Visa Business account that allows your company and/or its employees to carry a widely-accepted Visa card to easily make purchases securely and track payments with individual or consolidated statements.
ONLINE APPLICATION – APPLY NOW
Added benefits include:
Travel Accident Insurance – As a cardholder whose name appears on the Business Visa Card issued through your employer, you are automatically insured up to $150,000 for Common Carrier Travel Accident Insurance (accidental death and dismemberment coverage), at no additional cost, when you fares for covered business trips are charged to the Business Card member’s account. Some exclusions apply.
Falcon Fraud Detection Service – Authorizations are monitored for suspicious transactions to prevent unauthorized card usage.
Auto Rental Insurance – This service reimburses you for the repair or replacement of covered losses to a rental vehicle while the vehicle is your responsibility.
Purchase Security and Extended Protection Program – As a cardholder, for no additional change, almost all the retail purchases that you make with our Visa Business Card are automatically protected. Purchase Security will replace, repair or reimburse you up to a maximum of $10,000 per claim and $50,000 per cardholder for most retail goods purchased for the first 90 days from the date of purchase in the event of loss, theft, damage, or fire.
Extended Protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one full year on warranties of three years or less for most items purchased entirely with your Visa business card, up to a maximum of $10,000 per claim. A covered warranty must contain certain information.
Travel & Emergency Assistance – As a cardholder, for no additional charge, you will have access to several emergency services available 24 hours a day, 365 days a year. This service provides assistance and referral only. You are responsible for the actual cost associated with these services.
SCB Insurance is an independent agency able to quote numerous companies such as Progressive, Nationwide, Safe Auto, and Safeco. Request a Quote today!
*Insurance is not a deposit, not FDIC insured, not insured by any federal government agency, not guaranteed by the financial institution, and may go down in value.
Contact Us for more information.
Know what you want to invest in? Want to do so with reduced fees? Sign up for our Discount Brokerage.
Open your account online or Contact Us for more information.
*These investments are not insured by the FDIC, not insured by any federal government agency, not deposits or obligations of the financial institution, not guaranteed by the financial institution, and are subject to investment risk, including potential principal loss.
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| Santa Claus Phone: (812) 937-4433 |
| Richland Phone: (812) 359-4471 |
| St. Meinrad Phone: (812) 357-7292 |
| Dale Phone: (812) 937-4870 |
| Grandview Phone: (812) 649-2600 |
 |  | To report a lost or stolen credit card, please call 800-991-4964 | To report a lost or stolen debit card, please call 800-554-8969 |
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